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Timber or steel-framed, prefab or barn?

Mortgages and secured loans for non-standard construction properties.

  • Qualify for Right to Buy, but it's a concrete property?
  • Retired, or likely to retire before paying off your mortgage or loan?
  • Self-employed, part-time, on a temporary or zero-hours contract?
  • Rely on overtime, bonuses, tax credits, or pension payments to top up your income?
  • Less-than-perfect credit?
Talk to our expert team to learn how we could help.
  4.5/5 average rating by independent customer feedback

Bricks and mortar aren’t the be-all and end-all

But some lenders won’t secure their loans against properties that aren’t made of ‘standard materials’. Restricting your chances of accessing the borrowing you need. Whereas we might.

We have a range of secured property finance products for all sorts of situations. Whether you're buying a property to live in, work from, rent out, or sell on.

Even if you already have a mortgage

Want to renovate, consolidate debt, start a business, or just splash out on a special purchase?

You could borrow against your property with a secured loan, without affecting your existing mortgage.

We understand real lives

We’ve helped countless people over more than four decades, and think we've perfected a common-sense approach.

We consider your individual circumstances, not just your credit score, to assess your suitability for a loan. And to get to know the person behind the application – meaning we can often lend when others struggle to.

Consolidating unsecured debt through secured lending could increase the total amount you pay back. Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it.

Build: 1.3.7.16389