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Bye-bye, barracks. Hello, dream home

Mortgages for the Forces Help-to-Buy scheme. 0207 858 2809 or arrange a callback >

  • Combine two Forces Help to Buy loans.
  • Fixed rates from 3.99%*.
  • t-doc-tick-white-02 Variable rates from 6.37%*.
  • Terms up to 40 years.
  • Borrow up to 75% of your property's value.
* The rate, maximum term and loan-to-value ratio offered will depend on your individual circumstances.
  4.6/5 average rating by independent customer feedback

We’re often described as a ‘specialist lender’

But we think everyone could benefit from our common sense approach.

That means looking beyond the tickbox criteria of the high street banks and building societies, and looking at each person as the individual they are. And that means we can often approve a mortgage when others won’t.


We’re here to help, every step of the way

Which means:

✓ We’ll guide you through the whole process, from the initial enquiry to collecting the keys.

✓ You’ll have direct access to a dedicated mortgage adviser, who can answer all your questions.

✓ A real person makes the final decision on every case – looking at the big picture, not just your credit score.

✓ Our own, in-house solicitors can often process the legal side of things, so you may not need to find your own.

And if you're ever relocated and need to rent out your home, we’ll happily consider giving our consent – without insisting that you switch onto a dedicated buy-to-let mortgage.


Overall cost for comparison

For example: A mortgage of £85,000 payable over 30 years initially on a fixed rate for 5 years at 7.12% and then on a tracker rate for the remaining 25 years at 6.12% above the Bank of England Base Rate would require 60 monthly payments of £600.99 and 300 monthly payments of £634.89 plus a redemption administration fee of £150.00.

The total amount payable would be £212,483.52 made up of the loan amount plus interest on the loan (£117,222.40), processing fee (£2,125.00) and arrangement fee (£2,125.00) plus interest on these fees (£5,861.12) and the redemption administration fee (£150.00).

The overall cost for comparison is 7.7% APRC representative.

The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.

If you want to find out more, get in touch with our team:

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Request a call back

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm we guarantee to get back to you the same day. If it’s after 5pm, we can’t promise we’ll be able to reply on the same day, but we’ll do our very best.


Your home may be repossessed if you do not keep up repayments on your mortgage. 

You are likely to repay more overall if you select a longer-term mortgage to reduce your monthly payments.