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Buying under the hammer?

Our Auction finance can be used to purchase a wide range of property:

  • Residential investments, including HMOs and multi-lets.
  • Semi-commercial property.
  • Commercial property (as an investment or owner-occupied).
  • Land.

We've seen all sorts of properties appear in the catalogue over the years, and have an open mind about the circumstances when we’re happy to lend.

So even if it’s ex-council, high-rise, or you’ve been told it's 'unmortgageable', we may be able to help.

We’re property auction experts

And attend dozens of property auctions every year. In fact, there's a good chance you'll see us on the floor on auction day.

If you're not a regular auction-goer, rest assured. We recognise that lots of people are interested in buying at auction these days… not just investors.

Our common-sense approach means we can often lend when others struggle to. Including if you’re self-employed, are making your first investment purchase, or have less-than-perfect credit.

Proud sponsors of Tŷ am Ddim

We're proud to sponsor S4C's new property show, Tŷ am Ddim, airing from October 2019 (and its Channel 4 equivalent, The Great House Giveaway, airing in 2020). This innovative new show gives people struggling to get a foothold the property ladder the chance to earn a deposit.

Contestants are given a budget to buy at auction, then renovate the property before selling it on – keeping any profit they make for themselves.

Tune in to find out how they got on.

Refinancing your auction purchase

Once you've bought at auction, you'll have up to 12 months to repay your Auction finance. You can do this by selling the property on, or by refinancing with longer-term borrowing.

Which we may be able to help with. Talk to us about:

How do I get in touch?

Call - 0161 451 3157
We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday.
Start a live chat
A quick and easy alternative to calling us.