Buy for success: Are successful investors back in the high-value property market for 2026?.

After a turbulent 2025 for the UK prime property market, is stability and confidence finally returning for property investors in 2026?

With below‑inflation house price rises, a cautious stance from the Bank of England on rate cuts, and concerns around possible property tax changes stifling ambitions in 2025, many property professionals chose to wait.

Now, as we move into 2026 and beyond, the mood appears to be shifting.

For investors preparing to move quickly, finding the right funding solutions, such as large bridging loans or high‑value commercial mortgages, could provide a crucial advantage.

Signs of a quiet resurgence

Industry forecasts are painting a more positive picture for 2026. Savills has upgraded its five‑year outlook, predicting average annual total returns of 7.8% as rental growth strengthens and interest‑rate pressures ease. The firm also expects the amount of investment in commercial property to rise by 10% (from £50bn in 2025 to £55bn in 2026), reflecting stronger demand for well‑located prime assets.

CBRE also sees activity picking up, driven by falling debt costs and renewed interest from international buyers. Investors are showing strong appetite for premium offices, logistics, data centres and high‑quality residential assets, supported by rising rental values and clearer economic outlook.

For high‑value property buyers looking to act fast, this could create an environment where opportunities are improving but competition remains relatively low in comparison.

Where investors see opportunity

High quality prime property remains scarce. That scarcity is creating favourable long‑term conditions for investors who value reliable, stable income over speculative gains. Standout opportunities include:

• London and core regional cities, where demand for premium properties with good transport links remains consistent despite recent market pressures.

• Stabilised living sectors such as build to rent and PBSA, where institutions continue to deploy capital as part of income‑focused strategies.

• Prime commercial assets, benefiting from tight supply and continued occupier demand, particularly in offices, logistics and data‑led infrastructure.

When combined with improving financing conditions, these factors position 2026 as a year where well‑prepared buyers could secure high‑performing assets before other investors return to the market.

A market still balancing risk

Despite the positive momentum, uncertainty hasn’t fully disappeared. Knight Frank has revised its UK house price forecast for 2026 down from a 4% increase to a 3% increase, citing high supply and subdued buyer confidence in some segments of the market.

Development also remains a challenge. Savills highlights that build costs and viability pressures will continue throughout 2026, potentially slowing the delivery of new prime stock and increasing competition for existing assets.

CBRE expects cheaper debt and stronger capital flows but also notes that global uncertainty and tighter fiscal policy could influence investor sentiment as the year progresses.

What does it mean for buyers and brokers?

The message is clear. High‑value investors are returning, but they are doing it with discipline.

They are:

• focusing on income‑secure, best‑in‑class assets.

• moving decisively when quality opportunities arise.

• seeking flexible finance that supports quick and confident action.

In a market where scarcity drives value and stability boosts confidence, the most successful investors will be those who structure their purchases intelligently and partner with funders who understand the nuance of the prime market.

How Together can help

At Together, we have over 50 years of experience supporting customers and brokers through a wide range of scenarios.

We can support complex and time‑sensitive high‑value purchases with products such as bridging finance, Buy to Let, residential, commercial and semi-commercial mortgages.

For brokers with residential or commercial deals over £1 million, our Together Premier for Intermediaries service is also available. Led by Dan Narwal, our dedicated expert team will handle your case with the utmost care from submission to completion, providing a smooth, clearly communicated process designed to give you and your clients complete confidence."

Ready to buy for success in 2026?

The top end of the market is strengthening again, and investor confidence is quietly rebuilding. If you're exploring your next high‑value opportunity, we can help you move swiftly and strategically.

• Direct customers: Speak with our commercial finance experts to see how we can help.

• Broker partners: Contact Dan and the team to explore whether the Together Premier for Intermediaries service is the ideal fit for your client’s case.

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