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Personal bridging loans

Need cash quickly? A secured short-term loan could be the answer. 0161 933 7059 or arrange a callback >

  • Rates from 0.49%/month*.
  • Borrow up to £2.5m.
  • Up to 12 months, with no Early Repayment Charges.
  • t-doc-tick-white-02 No monthly payments.
  • Borrow up to 70%* of your home’s market value.
* The actual rate and maximum loan-to-value offered may vary based on your individual circumstances.
  4.7/5 average rating by independent customer feedback
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Same day enquiry

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm we guarantee to get back to you the same day. If it’s after 5pm, we can’t promise we’ll be able to reply on the same day, but we’ll do our very best.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

No monthly repayments

With a Together Bridging Loan, you just pay back what you borrowed (plus any interest and fees), in a lump sum within 12 months.

And there are no Early Repayment Charges. So the sooner you repay the loan, the less it’ll cost you.

 

A variety of uses

You can repay your loan with longer-term borrowing; with the proceeds of selling a property; or with an inheritance that’s currently in probate.

So our Bridging Loans have many uses:

✓ To pay for renovations or repairs.

✓ To remodel or make improvements before placing your property on the market.

✓ To make a large cash purchase – e.g. a houseboat or motorhome.

✓ To pay a tax bill or other debts.

 

We may be able to help, even if:

✓ You’re retired.

✓ You’re self-employed, or have multiple sources of income.

✓ The property is ‘unmortgageable’.

✓ You have less-than-perfect credit, including CCJs and defaults.

 

Overall cost for comparison

For example: A bridging loan of £150,000 repayable after 12 months on a fixed rate of 5.88% would require a single payment of the capital borrowed plus the accrued interest totalling £163,983.47 including fees.

The total amount payable would be £163,983.47, made up of the loan amount, plus interest on the loan (£9,061.62); processing fee (£1,500.00); arrangement fee (£3,000.00); interest on these fees (£271.85); and the redemption administration fee (£150.00).

The overall cost for comparison is 9.3% APRC representative.

The actual rate available will depend on your circumstances. Ask us for a personalised illustration.

Build: 1.3.7.29140