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Repair a broken property chain

Secure your new home
while your sale is delayed.
0161 933 7059 or arrange a callback >

  • Rates from 0.49%/month*.
  • Borrow up to £2.5m (or more by referral).
  • Up to 12 months.
  • t-doc-tick-white-02 No Early Repayment Charges.
  • Borrow up to 70%* of the property’s value.
* The actual rate and loan-to-value offered may vary based on your individual circumstances.
  4.7/5 average rating by independent customer
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Same day enquiry

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm we guarantee to get back to you the same day. If it’s after 5pm, we can’t promise we’ll be able to reply on the same day, but we’ll do our very best.

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Your home may be repossessed if you do not keep up repayments on your mortgage. 

Moving is stressful enough

So when something happens further down the chain that forces your buyer to pull out, or delay proceedings, it’s something you don’t need. But all is not lost.

We'll work quickly and flexible to help you secure your new property and move in. Leaving you with up to 12 months to complete the sale of your old home, and repay the loan.

No monthly repayments

You'll make no monthly repayments while this loan is in force, so you won’t end up paying two mortgages at the same time.

Instead, you just pay back what you borrowed, plus any interest, in a lump sum when you complete the sale of your previous property. There are no Early Repayment Charges, so the sooner you repay the loan, the less it’ll cost you.

And our common-sense approach means we can often lend when others can’t. Whatever your property, and whatever your walk of life.

Flexible approach

Our common-sense approach means we can consider circumstances that some other lenders can't. So if your new property is of non-standard construction or situated in a high-rise block, or you have less-than-perfect credit (including CCJs and defaults), let's talk.

Overall cost for comparison

For example: A bridging loan of £150,000 repayable after 12 months on a fixed rate of 5.88% would require a single payment of the capital borrowed plus the accrued interest totalling £163,983.47 including fees.

The total amount payable would be £163,983.47, made up of the loan amount, plus interest on the loan (£9,061.62); processing fee (£1,500.00); arrangement fee (£3,000.00); interest on these fees (£271.85); and the redemption administration fee (£150.00).

The overall cost for comparison is 9.3% APRC representative.

The actual rate available will depend on your circumstances. Ask us for a personalised illustration.

Build: 1.3.7.29140