Midlands hub.

Q: Who will I speak to at Together for corporate finance in the Midlands?

For the Midlands, your dedicated Together contacts are James Steadman and Phil Ryan . They’re experts in the local market and specialist lending. From your first call, they’ll be your main point of contact, working with our underwriting, legal and valuation teams to help deliver the right outcome for your plans. Already have a Together contact? Feel free to reach out to them directly. They'll be happy to help, even if your transaction is outside their region.

From the bustling cities of Birmingham, Wolverhampton and Nottingham to rural sites across Staffordshire and Derbyshire.

In the last year, we provided over £133 million in funding to businesses across the Midlands.

A wide shot of Birmingham Centenary Square.

Meet your regional specialists

We’re here to help entrepreneurs, business owners, property investors and those with complex income profiles realise their property ambitions. Accessing finance should be simple, flexible and hassle-free, and most importantly work for your business.

James Steadman

Corporate Sales Director
With 15+ years in property finance, James helps investors and business owners secure flexible funding and growth opportunities.

07718 563 145
James.Steadman@togethermoney.com

Phil Ryan

Corporate Sales Director
Phil’s 17 years in corporate finance helps businesses and property professionals unlock flexible funding for growth.

07729 099 711
Phil.Ryan@togethermoney.com

Click here to see other regions we serve

Products we can help with

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Commercial bridging loans

Residential bridging loans

Commercial Term

Buy to Let

Semi-commercial

Development finance

Criteria table

Product	Rates (from)	LTV	Loan size
Commercial bridging loans	0.94%	70%	£26k - £5m
Residential bridging loans	0.83%	75%	£26k - £5m
Commercial Term	9.34%	70%	£50k - £5m
Buy to let	6.64%	75%	£30k - £4.5m
Semi-commercial	8.59%	70%	£50K - £5m

Development finance product information available on request

Get in touch with your regional specialists

Take me there

Property stats in the Midlands

Over 1.5 million

unmortgageable homes

across the UK

The intersection of

retrofit and logistics growth

sits in East Midlands

~£300bn

equity trapped

in unmortgageable homes

Source: Searchland data, analysed by Together, August–September 2026.

Transforming a West Midlands brownfield site into a large logistics hub

Click here to find out more

Common questions about Midlands corporate finance

Who will I speak to at Together for corporate finance in the Midlands?

For the Midlands, your dedicated Together contacts are James Steadman and Phil Ryan.

They’re experts in the local market and specialist lending. From your first call, they’ll be your main point of contact, working with our underwriting, legal and valuation teams to help deliver the right outcome for your plans.

Already have a Together contact? Feel free to reach out to them directly. They'll be happy to help, even if your transaction is outside their region.

What areas does the Midlands corporate team cover?

The West and East Midlands, including Birmingham, Nottingham, Derby, Leicester, Coventry, Wolverhampton, Stoke-on-Trent and Lincoln.

Can Together support deals outside of the Midlands?

Yes. Together has regional experts across Great Britain. If your project is located elsewhere, we'll connect you with the right specialist while ensuring a seamless experience throughout the process.

Why work with a regional lending specialist for your business finance?

Our regional specialists understand the local property market, including the opportunities and challenges that can affect a transaction. Combined with Together's flexible approach to specialist lending, this local knowledge helps us better understand your project and find the right way forward.

At Together, we believe in building relationships that last beyond a single transaction. Because our specialists are based in your region, they're available to meet in person, visit your site if needed, and support you as your plans evolve.