Wales and Southwest hub.

Wherever you're based, we're here to help. From the bustling cities of Cardiff and Bristol to rural sites across Pembrokeshire and Cornwall.

In the last year, we provided over £75.8 million in funding to businesses across Wales and the Southwest.

A wide shot of the Cardiff Bay in Wales.

Meet your regional specialist

We’re here to help entrepreneurs, business owners, property investors and those with complex income profiles realise their property ambitions. Accessing finance should be simple, flexible and hassle-free, and most importantly work for your business.

Richard Jenkins

Corporate Sales Director
Richard specialises in bridging, commercial and buy-to-let finance, helping clients unlock more opportunities.

07753 135 6626
Richard.Jenkins@togethermoney.com

Click here to see other regions we serve

Products we can help with

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Commercial bridging loans

Residential bridging loans

Commercial Term

Buy to Let

Semi-commercial

Development finance

Criteria table

Product	Rates (from)	LTV	Loan size
Commercial bridging loans	0.94%	70%	£26k - £5m
Residential bridging loans	0.83%	75%	£26k - £5m
Commercial Term	9.34%	70%	£50k - £5m
Buy to let	6.64%	75%	£30k - £4.5m
Semi-commercial	8.59%	70%	£50K - £5m

Development finance product information available on request

Get in touch with your regional specialists

Take me there

Property stats in Wales and the Southwest

Over 1.5 million

unmortgageable homes

across the UK

Highest share

of listed commercial buildings nationally

in Cornwall

~£300bn

equity trapped

in unmortgageable homes

Source: Searchland data, analysed by Together, August–September 2026.

Conwy castle pictured with a bridge in foreground.

Conwy serviced office park with castle views sold in £2.1m deal

Click here to find out more

Common questions about Wales and the South West corporate finance

Who will I speak to at Together for corporate finance in Wales and the South West?

For Wales and the South West, your dedicated Together contact is Richard Jenkins.

He’s an expert in the local market and specialist lending. From your first call, he’ll be your main point of contact, working with our underwriting, legal and valuation teams to help deliver the right outcome for your plans.

Already have a Together contact? Feel free to reach out to them directly. They'll be happy to help, even if your transaction is outside their region.

What areas does the Wales and the South West corporate team cover?

South, Mid and North Wales, including Cardiff, Swansea, Newport and Wrexham. The South West including Bristol, Pembrokeshire and Cornwall.

Can Together support property deals outside of Wales and the South West?

Yes. Together has regional experts across Great Britain. If your project is located elsewhere, we'll connect you with the right specialist while ensuring a seamless experience throughout the process.

Why work with a regional lending specialist for your business finance?

Our regional specialists understand the local property market, including the opportunities and challenges that can affect a transaction. Combined with Together's flexible approach to specialist lending, this local knowledge helps us better understand your project and find the right way forward.

At Together, we believe in building relationships that last beyond a single transaction. Because our specialists are based in your region, they're available to meet in person, visit your site if needed, and support you as your plans evolve.