Development finance

Flexible funding for property projects
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  • Loans from £500k to £20m.
  • t-doc-tick-white-02 Borrow up to 85% of the project costs, or 100% with additional security.
  • Up to 36 month term available.
  • Maximum Loan to Gross Development Value 70%.
Loans outside the above criteria available on a deal by deal basis
  4.6/5 average rating by independent customer feedback

Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

An approach designed with developers in mind

Whatever the project, we’ve designed our Development Finance product to be flexible enough to cater to a broad range of scenarios. We can offer loans for all types of development needs including residential property, HMO’s, student accommodation, commercial property, social housing, starter units and many more.

Throughout the lifecycle of your project, you’ll be supported by one of our dedicated and highly experienced Relationships Managers, as well as the rest of our specialist Development Finance team. Not only that, we have both internal and external QS support on hand at all times, so you know we’re with you every step of the way.

At Together, we have lending products which can support your requirements throughout the development process:

  • Acquisition
  • Planning
  • Development
  • Sale
  • Rental

Our flexible, common-sense approach means we’re able to help more developers get the funding they need to get the job done.

We understand that speed is key, so we can give you a decision in principle within 48 hours*, and once agreed, quick access to funds. We also recognise the importance of liquidity throughout the process, so we’ll ensure your drawdown requests are prioritised to keep your development moving.

*Subject to receipt of the relevant information.