Let's build this Together.
Finding finance shouldn’t be this hard. Let’s ditch the automated decisions and barriers between you and your property ambitions…together.
Overview
Standard lending criteria is getting stricter, stopping more people from accessing the finance they need to move, improve or invest in UK property.
We don’t think that’s fair. For over 50 years, we’ve supported customers outside traditional lending, seeing the potential in people and properties others miss.
Most property-related rejections come down to three key factors:
Condition
Some lenders reject because properties lack basic facilities, or have damp, rot, subsidence or knotweed.
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Location
Other lenders may overlook a property because it’s too close to commercial premises, is in a flood zone, or has a flying freehold.
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Click here to find out more
Asset type
Properties such as listed buildings, non-standard constructions, and those on short leaseholds often fail standard criteria.
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Click here to find out more
Struggling to finance a property?
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How Together can help
Unlocking ‘unmortgageable’ properties and supporting real people doesn’t mean taking more risk. It’s about looking at the full situation and combining expertise with flexible underwriting to find solutions that work.
We helped a first-time buyer secure a run-down fixer-upper in her dream village.
Read more useful blogs and resources
Whatever your need, we have a mortgage for you
Your home may be repossessed if you do not keep up repayments on your mortgage.
All lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.
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