Your home may be repossessed if you do not keep up repayments on your mortgage.
Max loan-to-value
Monthly rates from
Loans ranging from
Quickly secure funds to buy residential or commercial properties, even in time-sensitive situations like property auctions.
Finance refurbishments or improvements to increase property value before selling or refinancing.
Cover early-stage development costs or land purchases, allowing projects to move forward without delays.
Access funding for buy to let investments or property flips, enabling fast purchases and renovations.
Fund business property purchases or cover urgent cash flow needs while waiting for longer-term financing.
Access the funding to secure your new property if the deal to sell your current property falls through at the last minute.
Do you want to understand the potential cost of your mortgage or loan?
We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.
Find out here
When it comes to getting a bridging loan, it’s all about speed, service and simplicity.
At Together, our dedicated team will make sure you get access to the funds you need quickly and easily – in as little as 24 hours.
But, don’t just take our word for it! Our bridging products have been recognised by customers and industry professionals alike, making us a multi-award winning bridging finance provider you can rely on.
If you’ve got less-than-perfect credit, such as a small blip that’s caused a big impact on your credit score – we’ll use our common sense when reviewing your application, and look at your credit history instead.
We can also ignore adverse credit that’s over 12 months old when it comes to deciding your interest rate.
We can lend up to 70% of your property’s value. However, please note that the maximum loan-to-value ratio we can offer might be adjusted depending on the nature of the property.
Whether you’re a sole trader, freelancer or side-hustler, we can accept self-employed applicants with just 12 months trading history, and you’ll get the same rates as someone with a regular income.
We’ll look at your last three months’ earnings, so even if you took advantage of the Self-Employed Income Support Scheme in 2020, you’ll still be treated as normal.
The rate you're offered may be influenced by several factors, including:
What you're using the bridging loan for.
The type and value of the property you're using to secure the loan.
How much you need to borrow (both in total, and as a percentage of your property's value).
Whether you have any other loans secured against the property, that won't be repaid by this loan.
Your credit history (but not your credit score).
All lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.
